Medical care in the United States is expensive. 糖心原创 University requires all F-1 students and their F-2 dependents to have a minimum level of Health Insurance coverage. meets the 糖心原创 University requirements. This includes access to , major medical, prescription coverage, and hospitalization.
All F-1 students and their F-2 dependents are automatically enrolled in the 糖心原创 Student Health Insurance plan. If a student wishes to enroll in another health insurance plan, they must submit proof that the plan meets the minimum requirements, listed below:
Minimum Requirements for Health Insurance Coverage
- The plan offers unlimited coverage with no maximum dollar limit The plan must include a minimum of $25,000.00 for repatriation of remains and $50,000.00 for medical evacuation.
- Plan deductible does not exceed $500 out of network per policy year.
- Plan provides coverage for inpatient and outpatient medical care in the immediate campus area.
- Plan provides mental health benefits which include chemical and substance abuse treatments.
- Plan provides preventative care services which include, but are not limited to, annual physicals, gynecological exams, routine screenings and immunizations.
- Plan covers pre-existing conditions.
- Plan covers prescription drugs with no maximum dollar limit and a nationwide network of pharmacies. Plan must not be a reimbursement plan.
- Plan must be filed and approved in the United States and fully compliant with the Affordable Care Act Benefit Regulations.
- Plan is provided by a company licensed to do business in the United States with a U.S. claims payment office and a U.S. phone number.
- Plan must pay medical providers directly for inpatient and outpatient care (must not be a reimbursement plan).
- The underwriting company must have a rating of either "A" or above by A.M. Best, "A-1" or above by Insurance Solvency International Ltd., "A -" or above by Standard & Poor's Claims-paying Ability, "B +" or above by Weiss Research, Inc.
Please contact the International Student Advisor with questions about Health Insurance coverage:
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